Credit Cards | Rafidain Bank

Live Exchange Rates

Enjoy competitive FX rates on all international card transactions.

Choose Your Privilege Level

Whether you are seeking exclusive travel perks or maximum cashback on daily expenses, our suite of credit cards is designed to complement your lifestyle.

Visa Infinite Card

For the ultimate global traveler.

✓ 1,000+ global airport lounges.
✓ 5% Cashback on international travel.
✓ Complimentary multi-trip insurance.
✓ 24/7 Global Concierge service.
✓ Elite Golf Club access in UAE.

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Platinum Rewards

Maximize your everyday spending.

✓ 2 Reward Points per AED 1 spent.
✓ 50% off standard cinema tickets.
✓ Free supplementary cards.
✓ Valet parking privileges.
✓ Purchase protection & extended warranty.

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Titanium Cashback

Smart savings on essentials.

✓ 10% Cashback on supermarket spend.
✓ 5% Cashback on utility bills.
✓ Zero annual fee for the first year.
✓ Flexible payment installment plans.
✓ Contactless tap-to-pay enabled.

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Rafidain Rewards

Every purchase brings you closer to your next holiday or premium experience. The Rafidain Rewards program is designed to offer maximum flexibility and instant redemption.

• Instant Miles Transfer: Convert points to Emirates Skywards or Etihad Guest miles instantly.
• Pay with Points: Use your accumulated points to offset purchases directly at partner merchants via our mobile app.
• No Expiry: As long as your account remains active, your rewards points will never expire.