Terms & Conditions

Last Updated: June 2023

1. Introduction

Welcome to Rafidain Bank. By accessing our website, digital banking portals, or utilizing any of our corporate and personal banking services, you agree to comply with and be bound by the following Terms & Conditions. Please review them carefully.

2. Use of Digital Services

Our online banking platform is provided for authorized users only. You agree to:

• Maintain the confidentiality of your login credentials and security tokens.
• Notify us immediately of any unauthorized use of your account.
• Use the platform exclusively for lawful financial transactions.

3. Intellectual Property

All content, trademarks, logos, and digital architecture on this website are the exclusive property of Rafidain Bank. You may not reproduce, distribute, or manipulate any of our digital assets without explicit written consent from our executive board.

4. Limitation of Liability

While we strive for absolute systemic stability, Rafidain Bank is not liable for direct or indirect losses incurred due to network outages, third-party cyber intrusions, or market fluctuations affecting your investment portfolios. All investments carry inherent risks.

5. Governing Law

These Terms & Conditions are governed by the federal laws of the United Arab Emirates (UAE) and the specific regulations set forth by the UAE Central Bank. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in the UAE.

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For legal inquiries, please contact our compliance team.